Scam Fake Insurance Agents
First we define because we wrote this article. Infinities know colleagues who daily work very hard to meet the expectations of customers, so that a group of malcontents tries to overshadow their work nasty attitude, but if we respect the customer.
Many are endlessly trying to find possible solutions to locate a person in a health insurance, life insurance, health plan, or any other insurance in the industry. But there is more than one unethical seller, playing with the money of others, minimizing the transparency of the real professionals.
Therefore, it is important to discover the “misdeeds”. Of course, these are not the only lies when purchasing a Medical Insurance, Life Insurance, Health Plan, Auto Insurance, or Medicare plan, but at least it helps you make a better decision
5 Lies of Insurance Sales Agents or Scams
1-AS PRESENTED WHEN INSURANCE AGENTS ARE NOT REALLY
To sell health insurance, life insurance, health plan or Medicare Plan, Auto Insurance, or other person must be licensed by the state of Florida or another state to introduce and sell a particular insurance. Meets state accreditation and works as a Broker or Agent certificate.
There are cases that are sold under license from other people, which is completely illegal.
2-sell you a discount medical plan as health insurance.
In case you accept to purchase a Discount Medical Plan (DPMO) or a Prepaid Plan Clinic (PHC). These are not medical insurance, and those who sell what you do not need the license cited above, only as a seller of the product training.
It may be no alternative but to have a pre-existing illness, or because of the budget, you have to buy one. But most important is that you define in detail what you’re buying, to avoid surprises.
3-TEsell insurance policies or health plans online or by phone.
Preferably, it is very important to buy a sure “physically”, ie, you know the seller and can investigate in detail what they are buying. Many crooks hide behind a phone or computer.
It is true that at present it’s acceptable to shop online or by phone, and to some extent it is possible to get away in the attempt, at least in this area. But do not take it as a general practice to buy insurance on these routes.
4-BUY UNTIL YOU PRESS
Usually, a real insurance agent is not pressured to buy. Advises you, informs you, and takes the time necessary to understand the need for insurance, and you are who makes the final decision.
Do not be pressured with things like “the offer expires at time X and the price will go up”, etc. In the best case, there are others who even grossly lose control and get angry because you do not want to buy.
5-they explain REGARDLESS IMPORTANT DETAILS
Another no less essential is the fact to explain what you are buying without mentioning (or naming but “adorning”) details of real weight Medical Insurance Policy, Life Insurance, Health Plan or Medicare Plan, Auto Insurance or otherwise.
You must take into account issues such as deductibles, co-payments, and co-insurance you have to take. The coverage of certain specialties. If you include dental or vision plans. Generics or “name brands” if you have included. This is to name but a few examples of health insurance policies, the other in the same style.
Wherefore have in your hands the ability to not feel cheated on your future purchase. It depends largely on you as you take this important interview with that agent or insurance salesman. Your questions, going to the “hot spots” are important to know that you’re assuming you’re good or determining buy for your health or safety and the future of your family.
